New LTC Discovery

I just found a Long Term Care Insurance (LTCi)plan where you basically pay for the first 18 to 24 months of benefits upfront. Then when the time comes to take advantage of it years later you get Lifetime Benefits - Not limited to 18 to 24 months.

Lifetime benefits is a big deal. 2 years of assisted living could leave you underinsured and jeopordize your retirement fund and/or estate.

For example:

Estimated Assisted Living costing $5,000/month

24 months = $120,000 18 months - $90,000

a Single premium Life policy can range from $90,000 to $120,000 depending on your age (estimated)

Why is that a BIG DEAL?

Because, you get Lifetime Assisted Living Benefits - but you’re only paying for 18 to 24 Months

Solution: Partition off part of your Retirement Savings now and Pay for your entire Long Term Care. Your care expenses would come out of your death benefit and whatever you don’t use would go to your beneficiaries. (Kind of a no-brainer, right?)

The rest of your savings can be used for your traditional retirement needs like Travel, Vacation Rentals - whatever you like. You’ll rest easy knowing you wont have to worry about Long Term Care

Do you think this deserves a Free Consultation to get an actual quote or learn more?


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Why to people still buy Term Life?