A Quick Quiz !

Q: What can Life Insurance be used for?

1)     A Death Benefit for survivors
2)     Accumulating funds in a Cash Account
3)     A safe source for Tax Free Income
4)     Long Term Care Insurance (Tax Free, Unlimited Lifetime Benefits)
5)     Any of the above

A: If you answered 5) you are correct!   There are many options for protecting yourself and your survivors and Life Policies provide a very safe means to the end.

3) and 4) may be new to you but they are real and very powerful means for securing you retirement.

Even 1) has some interesting features: Such as Term Life with Return of Premium. In the likely event that you live longer than your 20 or 30 year term, you can get back those premiums you've been paying all those years. (and do something nice with them)