Are in your 50s or 60s ?

Some things to think about if you are…

- Long Term Care is not covered by Medicare past 100 days.

- 70% of people over 65 years old will require some form of Long Term Care

- Assisted Living facilities cost between 4k and 9k per month.

- Long Term Care Insurance will cover Home Care as well as Assisted Living and Nursing Homes.

- It can be Affordable! New products have been devised in the last few years.

- You can devise plans that only cover Long Term Care or you can combine them with Life Insurance to pass on a death benefit.

- Benefits are Tax Free.

- Premiums may be Tax Free but your Accountant would need to advise on this.

- Long Term Care Insurance helps preserve your Savings and other Assets so you can stay in your home if you wish. Many states have “Partnership” programs to help protect your estate from Medicaid seizure.